Savings Account
High Interest up to 7.5% | Zero Balance Accounts | Digital Banking
Open a savings account online with high interest rates, zero balance requirements, and premium digital banking features. Compare and choose the best savings account from top banks in India.
High Interest
Up to 7.5% p.a.
Digital Banking
100% Online Process
Insurance Cover
Up to ₹5 Lakh
Free Debit Card
Contactless & Secure
Sample savings account features
Types of Savings Accounts
Regular Savings
Standard savings account with average interest rates and basic banking facilities.
Premium Savings
High-interest accounts with premium benefits, lower charges, and priority services.
Youth/Student Accounts
Special accounts for students and young adults with zero balance requirements.
Women's Accounts
Accounts with special benefits, higher interest rates, and lower charges for women.
Why Choose Our Savings Accounts?
100% Secure & Safe
Your money is insured up to ₹5 lakh per depositor by DICGC. All transactions are secured with advanced encryption.
Instant Account Opening
Open your savings account online in 5 minutes with video KYC. Get account number instantly, debit card in 3-5 days.
No Hidden Charges
Zero account opening fees, no annual maintenance charges for first year, and minimal transaction charges.
Savings Account Eligibility
- Age: 18 years and above (10+ with guardian for minor accounts)
- Residency: Indian resident with valid address proof
- KYC Documents: Valid PAN and Aadhar card mandatory
- Minimum Balance: Zero balance accounts available
- Special Accounts: Students, seniors, women get additional benefits
Documents Required
Mandatory Documents
- PAN Card (Mandatory for account opening)
- Aadhar Card (For address and identity proof)
- Recent passport-size photographs (2)
Additional Documents (if required)
- Address proof (Electricity bill, Rent agreement)
- Income proof (For premium accounts)
- Student ID (For student accounts)
Savings Interest Calculator
Calculate Your Interest
Interest Calculation
Top Banks Comparison
| Bank Name | Interest Rate | Min Balance | Debit Card | Insurance | Action |
|---|---|---|---|---|---|
| HDFC Bank | 7.25% p.a. | ₹10,000 | Free Platinum | ₹5 Lakh | |
| ICICI Bank | 7.5% p.a. | Zero Balance* | Free Coral | ₹4 Lakh | |
| Axis Bank | 7.0% p.a. | ₹12,000 | Free Priority | ₹3 Lakh | |
| Kotak Mahindra | 7.75% p.a. | Zero Balance* | Free Royale | ₹6 Lakh |
*Zero balance accounts available for salary accounts and under special schemes
Frequently Asked Questions
Ready to Open Your Savings Account?
Get started with high interest rates, zero balance accounts, and premium digital banking features
100% online process | Instant account number | DICGC insured up to ₹5 Lakh